- Heart surgery definition
- Open heart surgery
- Factors affecting cost
Heart Surgery Cost in India
Heart disease is the most common disease in India. As per the National Crime Records Bureau, India has witnessed a staggering 12.5% increase in heart attack cases in 2022. Now imagine being in such a situation but the treatment for heart surgery costs are beyond the reach.
For many individuals in India, this is a heartbreaking reality. However, India offers a glimmer of hope with its reputation for providing world-class medical care at a fraction of the cost compared to Western countries. Problems related to the heart need undivided attention. The costs are very high for both minor procedures or major cardiac surgeries.
This article will talk about heart surgery and the cost of cardiac surgery in India. Read on to get to know more about it.
Key Takeaways
- Our heart plays the most important role in our body.
- A minor problem in the heart can lead to major expenses for the treatment.
- It is necessary to keep your heart healthy to keep yourself safe from the expenses incurred in heart surgery.
What is a Heart Surgery?
A surgical procedure is performed to cure problems related to the heart and blood vessels connected to the heart. It is also known as cardiac surgery. This cardiac surgery can help to restore the normal functioning of the heart and can add years to your life. When it comes to heart surgery, doctors may choose among open heart surgery, minimally invasive heart surgery, or off-pump surgery.
Open Heart Surgery can be Necessary to:
- Correct congenital heart diseases, the heart problem which is there from birth.
- Treat acquired heart conditions which develop later in life.
- Replace a damaged heart with a healthy heart from a donor.
Types of Heart Surgeries in India
There are around 25 types of heart surgery that a doctor can suggest to go for after analysing your condition.
Coronary Artery Bypass Surgery
One of the most critical open heart surgery for the treatment of coronary artery diseases. This surgery is also known as CABG. When the arteries that supply blood to the heart become narrowed or blocked, the doctors perform this surgery.
Heart Valve Repair or Replacement
A surgical procedure that cures the problems of the heart valves. Heart valves are the structures that control the blood flow throughout the heart.
Heart Transplant
When the condition becomes incurable, the doctors suggest for heart transplant. In this case, they replace the damaged heart with the healthy heart from a donor.
Endovascular Aneurysm Repair
A minimally invasive surgical procedure that is used to treat abdominal aortic aneurysm, which is a bulge in the aorta, the main artery that carries the blood from the heart to the other parts of the body.
Minimally Invasive Cardiac Surgery
It is a type of heart surgery that involves making smaller incisions in the chest, rather than a large, open incision. This allows surgeons to access the heart and perform procedures with less trauma to the body.
Cox-Maze Procedure
The Cox-Maze procedure is a surgical technique used to treat atrial fibrillation, a heart rhythm disorder where the upper chambers of the heart (atria) beat irregularly and rapidly.
Heart Arrhythmia Surgery
Heart arrhythmia is a condition where the heart beats irregularly. To cure this, doctors suggest implanting a pacemaker in the chest to help regulate the heart’s rhythm.
Robot-assisted Surgery
It is the heart surgery assisted by the robots and artificial intelligence. In this case, the surgeons use the help of computers and robotic arms to make incisions and get access to the heart to perform minimally invasive surgical procedures.
POV- Other types of heart surgeries can be suggested by the doctors. But the main question comes, is your heart surgery covered by health insurance in India?
Does a Health Insurance Plan Cover the Cost of Open Heart Surgery?
Yes, as per the guidelines by IRDAI, it is mandatory for all health insurance plans to cover the cost of heart surgery. However, some specific plans cover open heart surgery costs and other advanced procedures.
| Name Of Plans | Entry Age | Sum Insured | Premiums (approx.) |
|---|---|---|---|
| Care Heart Plan | Minimum- 18 Years Maximum- No Limit | Upto INR 10 Lakh | INR 1,183 Per month |
| Care Freedom Plan | Minimum- 90 Days Maximum- No Limit | Upto INR 5 Lakh | INR 5,653 Per month |
| Star Cardiac Care Plan | Minimum- 10 Years Maximum- 65 years | Upto INR 4 Lakh | INR 1,225 Per month |
| Star Critical Illness Multipay Insurance Policy | Minimum- 18 Years Maximum- 65 years | Upto INR 25 Lakh | INR 1,534 Per month |
| Star Special Care | Minimum- 3 years Maximum- 25 years (who are diagnosed with Autism) | Upto INR 3 Lakh | INR 4800 Per month |
| Niva Bupa CritiCare | Minimum- 18 years Maximum- 65 years | Upto INR 3 Crore | INR 1044 Per month |
| ManipalCigna ProHealth Prime | Minimum- 91 days Maximum- No Limit | Upto INR 1 Crore | INR 919 Per month |
| Aditya Birla Activ Secure Critical Illness | Minimum- 5 years Maximum- 65 Years | Upto INR 1 Crore | INR 668 Per month |
| SBI Critical Illness Insurance Plan | Minimum- 18 years Maximum- 65 Years | Upto INR 10 Lakh | INR 588 Per month |
Cost of Heart Surgery in India
The average cost of open heart surgery in India ranges from Rs 1 Lakh to Rs 10 Lakh. Here is the breakdown of cardiac surgery costs.
| Type of Heart Surgery | Heart Surgery Cost (Approx.) |
|---|---|
| Coronary Artery Bypass Grafting (CABG) | Rs 1.8 lakh to Rs 3.6 lakh |
| Angioplasty and Stent Placement Surgery | Rs 1.5 lakh to Rs 3.2 lakh |
| Heart Valve Repair/Replacement Surgery | Rs 2.4 lakh to Rs 5.7 lakh |
| Aorta Graft Surgery | Rs 5.6 lakh to Rs 11.5 lakh |
| Implantation of Pacemaker or Cardioverter Defibrillator Surgery | Rs 2.4 lakh to Rs 4.5 lakh |
| Pericardiectomy | Rs 1 lakh |
| Septal Myectomy | Rs 2 lakh to Rs 4 lakh |
| Heart Transplant Surgery | Rs 18 lakh to Rs 25 lakh |
| Implantation of Ventricular Assist Devices or Total Artificial Heart Surgery | Rs 45 lakh to Rs 80 lakh |
| ASD Closure Surgery | Rs 2 lakh to Rs 3 lakh |
POV- The heart surgery cost mentioned above may vary from one hospital to another. Also, the cost can be dependent on various factors.
What are the Factors Affecting Heart Surgery Costs in India?
Here are some major factors that can affect the cost for cardiac surgery in India.
Type of surgery
Different types of heart surgery have different costs. For example, coronary artery bypass grafting (CABG) typically costs between 1.8 lakhs and 3.6 lakhs, while heart valve repair or replacement surgery typically costs between 2.4 lakhs and 5.7 lakhs.Hospital
The cost of heart surgery can vary depending on the hospital where it is performed. Hospitals in larger cities and metropolitan areas typically charge higher prices than hospitals in smaller cities and rural areas.Surgeon
The cost of heart surgery can also vary depending on the surgeon who performs it. Surgeons with more experience and expertise typically charge higher fees.Patient’s health
The patient’s health can also affect the cost of heart surgery. Heart Patients with more complex medical conditions may require additional procedures or longer hospital stays, which can increase the cost of surgery.
How Do You Keep Your Heart Healthy?
It has been noted by the NCRB, that around 32,457 individuals have lost their lives due to heart attacks in 2022. This number increases every year due to so many factors like lifestyle, eating habits, stress etc. But by following these steps, you can decrease the risk of heart disease.
- Try to avoid the consumption of tobacco.
- Do exercise for 30 to 60 minutes daily.
- Check your weight and manage the weight as your BMI.
- Eat a balanced diet.
- Manage your sleep cycle.
Bottom Line
Despite the rising costs of heart surgery, India’s reputation for providing world-class medical care at affordable rates offers a glimmer of hope for those facing heart ailments. By understanding the factors affecting the cost and exploring available insurance options, individuals can make informed decisions about their healthcare needs. Remember, prevention is key. Adopting a healthy lifestyle, regular check-ups, and timely medical intervention can significantly reduce the risk of heart disease and its associated costs.
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Heart Surgery Cost in India : FAQs
1. Q: Are there any government-sponsored programs to assist with open heart surgery costs?
A: Yes, the Indian government offers various health insurance schemes and subsidies to help individuals with the cost of medical treatment, including heart surgery. However, the eligibility criteria and benefits vary depending on the specific program.
2. Q: What should I expect before the surgery?
A: Before heart surgery, you’ll typically undergo a series of tests and consultations. These may include: Physical examination Blood tests ECG Echocardiogram CT scan or MRI
3. Q: How long is the recovery period after heart surgery?
A: Recovery time varies depending on the type of surgery and the individual’s health. It can range from a few weeks to several months.
4. Q: What are the potential risks associated with open heart surgery?
A: Like any surgical procedure, open heart surgery carries risks. These can include: Infection Bleeding Stroke Heart attack Kidney failure
5. Q: Can I travel after open heart surgery?
A: Generally, it’s advisable to wait for a few weeks or months before travelling after heart surgery. Your doctor can provide specific guidance based on your individual situation.
6. Q: Is heart surgery covered by health insurance in India?
A: Most health insurance plans in India cover heart surgery. However, the extent of coverage may vary. It’s essential to review your insurance policy wordings carefully to understand your specific benefits.
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Written By: Simran Saxena
An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.
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